Citizen Investment Trust Nepal is well known as Nagarik Lagani Kosh in Nepal. The main objective of Lagani Kosh is to collect small funds from the employee for the capital formation.
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At the same time it is the opportunity for the employee to be safe from the super tax in their income. Hence it is popular among the Nepalese employee.
Nagarik Lagani Kosh Nepal Job Notice
Citizen Investment Trust NLK Nepal
In the beginning the amount deposited in Nagarik Lagani Kosh is exempted from the tax calculation. However they have to pay 5 percent in the collection beyond the threshold.
Beside tax exemption it is a kind of force saving too. Such a force saving can help to maintain the economic condition of the employee. Similarly there are several schemes launched by Kosh for the welfare of the depositors. So you can choose in your choice among these several schemes.
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Official site of citizen investment trust Nepal: www.nlk.org.np
Job Notice of citizen investment trust Nepal
Different Scheme of Citizen Investment Trust Nagarik Lagani Kosh Nepal
Scheme Interest
ESG Retirement Fund (Deposit) 6.5%
ESG Retirement Fund (80% Loan) Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 8%
Housing Loan / Easy Loan / Education Loan            9.5%
Insurance Fund (Civil Service) 4.5%
The Insurance Fund (Teachers) 4.5%
Insurance Fund (NARC) 6%
The Insurance Fund (Nepalese Army)Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 4.5%
Insurance Fund (Armed Police Force)Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 4%
The Insurance Fund (Nepal Police) 4%
Citizen Unit Scheme (Individual) 7%
Citizen Unit Scheme (Corporate) 5.5%
Investors’ A/C Scheme As per income
Gratuity Fund Scheme As per income
The current status of Nagarik Lagani Kosh
Schemes/Program Participators Fund
E.S.G. Retirement Fund 1,67,600 5,345.04 Crore
CIT Unit Scheme 2,490 239.75 Crore
Pension Fund/Gratuity Fund 24,200 1,224.78 Crore
Investor’s A/C Scheme 10,500 265.90 Crore
Civil Employee’s Insurance Fund 80,000 418.27 Crore
Teacher’s Insurance Fund 82,000 317.24 Crore
Army Employee’s Insurance Fund 97,000 150.47 Crore
Police Employee’s Insurance Fund 72,000 29.25 Crore
A.P.F. Employee’s Insurance Fund 35,000 18.14 Crore
Other Insts. Employee’s Ins Funds 1,800 6.80 Crore
Reserve Fund – 151.41Crore
Total 5,72,590 8167.05 Crore
So nearly there are six lakh employee participating in Nagarik Lagani Kosh.
